My Story

Hey there. My name is Nicole and I’m a wife (to my soulmate), a mother to 4 (1 boy, 3 girls), a Chocolate Lounge addict – (seriously, try having this in your town and not wanting chocolate cake EVERY. SINGLE. DAY.), a lover of simple beauty, and an American hell bent on redefining the “American Dream.”

Yeah. I’m serious. That American Dream – the one that says we need 2.5 kids (AND we need to have those kids in every extracurricular activity available or they’ll wind up lame and friendless), a white picket fence around our GIGANTIC house, an expensive, prestigious college degree, and the newest, shiniest car that we can possibly afford on payments – Gah!

What a crock of sh!t! Do THOSE things and you’ll be in debt for the rest of your life!

I believe our greatest worth is so much more than our stuff and our bank accounts. While living a life of intention with our finances is important, critical really, to the greater picture of our life dreams, I believe our greatest worth comes with a practice of intention. I know, budgeting seems like a boring, accountant-type activity.

The truth is, budgeting brings us closer to who we want to be in this world, helps us figure out what we value as human beings, and is a guide for those decisions we make every day. Yeah, even, “should I put little Johnny in soccer this fall?”

My short story is: We paid off $100,000 in student loan debt in 26 months and in the process worked 60 hour weeks, got pregnant, had our third (and fourth – and, yes, I know how babies are made) children and completely changed the way we approach money and life. Now that the debt is gone, my husband and I are reaching towards paying off our mortgages. Yep, two. We have our primary home with a mortgage balance of $258,000 and a rental home with a mortgage balance of $175,000. It’s a work in progress!

Through the amazingly enlightening and difficult process of debt payoff, I found I LOVE guiding other mamas towards finding what works (and what might not) with personal finance, intentional living, and family life. Let’s do this together!

Be brave,

Nicole

My story - greatestworth.com

P.S. Seth Godin says “Money is the story you choose to tell with it.” What kind of story are you telling? Connect with me through email hello@greatestworth.com or follow me on Facebook and Instagram. I look forward to hearing your personal finance and intentional living story!